Our Commitment to You
We appreciate you have many options when it comes to insuring your business. Accordingly we never take your loyalty for granted and commit to do everything in our power to earn, maintain and build your trust.
Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.
Recommend the appropriate insurer to match the risk.
Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via installments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
Our Commitment to You
We appreciate you have many options when it comes to insuring your business. Accordingly we never take your loyalty for granted and commit to do everything in our power to earn, maintain and build your trust.
As your appointed insurance broker we commit to:
Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.
Recommend the appropriate insurer to match the risk.
Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via installments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
Need more information on our industry related products and services?
Call 03 337 2245 or view
PRODUCTS & SERVICES
Products & Services
Business Insurance
Business Insurance will cover your business to get back to the same position it was prior to the unthinkable happening. Cover your assets, business interruption and Liability requirements within a tailored package.
Professional Indemnity
Cover errors & omissions resultant from your professional advice and services. Professional Indemnity cover will provide protection from compensation orders and legal defence costs.
Commercial Property
Commercial property owners have many things to consider when insuring commercial building portfolios. Talk to us about how to leverage your buying power and keeping up to date with market leading wordings and excess options.
Motor Insurance / Commercial /
Heavy Motor Insurance
With ever increasing motor vehicle accidents & repair costs we can manage your commercial motor portfolio to keep you rolling should your fleet ever be sidelined.
Cyber
Insurance
Business Insurance Limited prides itself on being a fresh innovative company providing specialist advice for business cyber and technology risks. In this new technical age, everyone is increasingly aware of the threat to business from computer virus and cyber pirates. These online threats are insurable including cyber ransoms, damage control should client’s personal information be stolen and costs to restore lost content or income.
Home & Contents
Insurance
Treat your personal assets with as much care as your business. Talk to us about house, contents, batch, boat, & rental property cover.
Business Interruption Insurance
New Zealand’s Insurance industry has learnt some valuable lessons about business interruption cover following the earthquakes. Talk to us about protecting your lost rentals, profit, wages and ongoing costs following a loss.
Marine & Hull Insurance
Our capabilities in the Marine sector range from activities on land such as house moving or Carriers Liability through to Marine Cargo, Hull, pleasure craft & ship repairers liability
Earthquake Parametric Insurance
Parametric insurance is measured by peak ground velocity and delivers a fast cash pay-out for a significant quake, this will keep your cash flow going immediately when your business is interrupted or provide the funds to pay for your natural disaster excess.
Trades and Contract
Works
Business Insurance Limited provides trade specific cover for all trades from a man in a van to a nationwide company, from tools and Public Liability cover to meeting the requirements of the LBP act. In addition, we provide Contract Works covers for new builds, renovations or repairs for commercial, residential or Civil projects.
Directors & Officers /
Management Liability Insurance
In an ever increasing litigious world you don’t have to do anything wrong for someone to take action against you. Cover your personal assets, employment disputes, employee theft and additional defence costs within a comprehensive Management liability Package
Technology
Insurance
As technology advances particular insurers have developed new policies to match. Tech based companies can now buy a policy that encompasses their professional Indemnity & public liability specific to their work.
Intellectual Property
Insurance
Protect your registered Intellectual Property. Insurance is now available to pursue others that may infringe on your property or defence costs should a third party take action against you.
Personal and Corporate Travel
Insurance
Don’t let an unexpected hiccup ruin your dream holiday or get in the way of you doing business. Talk to us about our single or annual travel insurance programmes.
Trade Credit
Insurance
Non-payment of trade debt can cripple a business through no fault of its own. Make sure you protect your business by insuring your outstanding invoices.
Need more information on our industry related products and services?
Call 03 337 2245 or
About Us
Independently owned, we are a commercial and personal insurance brokerage based in Christchurch offering a full service for clients nationwide. From review and renewal to insurer placement and claims management. Our emphasis is on traditional service trusted relationships, and new age innovative thinking.
As business owners ourselves, we understand where the risk and value is in a business. We appreciate the daily commitment required to run a business and the importance of being able to rely on trusted professionals for the services outside of your primary business operations. Working closely with you, our focus is to ease the ‘labour of insurance’, allowing you to focus on what you do best – running your business successfully.
Meet the Team
Reilly Price
Director – Fire & General Insurance
03 337 2245
027 563 7899
FSP: 555766
Reilly’s career as an insurance broker was established with a multinational company in Christchurch during the Christchurch Earthquakes. Following this he progressed to the spiritual home of insurance, London where he worked as a commercial broker within the U.K market over a period of 2 years. Returning to NZ in 2017 the decision was made to establish Business Insurance Limited (B.I.L). Reilly provides services across the fire and general insurance board from business and buildings to Liabilities and London placement. Reilly believes clients deserve both technical professional advice and the traditional personal service that is at times hard to find in this new digital age. In his spare time he enjoys getting out on the golf course or spending time with his young family.
Mikaela Watts
Senior Broker
03 337 2245
021 081 16723
FSP: 773613
Mikaela has almost 30 years industry experience and in that time has worked for some leading insurers and broking houses. The skills Mikaela has acquired over this time allows her to operate at a high level as support to the director and manage several other roles within the office. Mikaela has excellent communication skills as anyone that has talked to her will know. She has an infectious personality that keeps the team upbeat and smiling every day. Outside of work Mikaela has a remarkably busy schedule with her husband, two young children and experimenting in the kitchen with her Thermomix.
Matt Hay
Personal Lines Broker
03 337 2245
027 223 1202
FSP: 778371
Matt is B.I.L’s resident expert in Personal Lines Insurance. His capabilities are in personal home, contents and motor vehicles along with high net personal clients. He deals with leading insurers and policy wordings to keep B.I.L’s clients most precious possessions protected. Outside of work Matt likes to spend time with his young family, he captains the Burnside West Senior Cricket team and is part of the Canterbury Kings squad.
Rachel Reddiford
Broker Support
03 337 2245
027 249 2548
Rachel started her insurance career in 2010, she has worked on both sides of the fence for a leading insurer and broking house holding roles across both the commercial and domestic market. Following a break away from the industry and starting her young family, she returns to B.I.L in a broker support role. Her efficiency and customer first attitude makes her a breath of fresh air to deal with. Outside of work you may find her spending time with her family and squeezing in the occasional reformer pilates class.
Kim McCall
Administration Manager
03 337 2245
022 426 3395
Kim began her insurance career in Christchurch in 2006 and has since gained extensive experience across a range of broking roles. Over the years, she has established herself as a leading expert in insurance administration, known for her attention to detail and operational excellence.
Since joining B.I.L. in 2025, Kim has led the administration function, serving as the backbone of the company’s back-office operations. Her calm and composed nature brings a sense of stability to the workplace, and she is widely regarded as a pleasure to deal with by both colleagues and clients alike. Kim’s approachable demeanor and commitment to high standards ensure a seamless experience for everyone she works with.
Outside of work, Kim keeps busy with family life. She enjoys spending time with her husband and young children, and brings the same thoughtfulness and care to home life as she does in the office.
Claims
At Business Insurance Limited we believe the true test of the relationship with your Insurance Broker is when you need to make claim. We know it can be a stressful and unsettling time, so we’re committed to providing you with fast, efficient and personalised claims services.
Claims Process
Making a claim can be a daunting task, especially as it typically occurs at an already difficult time. With this in mind we see it as one of the most important times in our relationship with you. We’ll do everything we can to make the process and smooth and easy as possible.
This includes
Providing you with your Insurer’s Claim Form
Arranging for a Loss Assessor to be appointed if necessary
Guiding you carefully through to completion of Claim Form
Submitting your Claim Form to the Insurer on your behalf
Providing ongoing advice to ensure a fair and reasonable settlement.
Lodging a claim
.
Step 1. Contact us so we can discuss what’s happened and carefully review the event/s against your insurance cover.
Step 2. We’ll send you the relevant claim form/s and outline any other documentation your Insurer is likely to require.
Step 3. Fill out your claim form in as much detail as you can. (Remember, if you have any questions we’re always here to help!)
Step 4. Post or email your completed claim back to us so we can check everything and then forward it to the Insurer on your behalf.
Please phone Business Insurance Limited office,
03 337 2245 to lodge your claim or
Local Understanding. National Strength
Business Insurance Limited is proud to be a Member Broker of Insurance Advisernet, a network of more than 200 advisers across New Zealand and Australia. Insurance Advisernet is a principal member of the Insurance Brokers Association of New Zealand Inc. and the largest member of the publicly listed AUB Group – one of the leading general broking groups in Australasia with over 450,000 clients. This relationship gives us access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in New Zealand and Australia, even access to major overseas insurers when required.
Strength Under The Insurance Advisernet Banner
Business Insurance Limited is a Member Broker of Insurance Advisernet New Zealand Ltd. Founded in 1996, Insurance Advisernet operates in both New Zealand and Australia, delivering strength that allows Assure the benefit of maintaining its local presence whilst also being part of a national group for the products and services needed by our customers in today’s increasingly complex business world.
Visit the Insurance Advisernet Website
Contact Us
Need help?
Contact us today by completing the form here.
PO Box 669, Christchurch 8140
L2, 83 Victoria Street, Central City, Christchurch 8013
03 337 2245
027 5637899
